Terms and Conditions

IC FUNDED – TERMS AND CONDITIONS

1. Introductory Provisions

1.1 These Terms and Conditions (“Terms” or “Agreement”) govern your rights and obligations when using services provided by IC Funded (“ICF”, “Company”, “we”, “us”).

1.2 By registering, accessing, or using the Services, you enter into a legally binding agreement with the Company.

1.3 None of the Services constitute:

• Investment services
• Financial advice
• Trading recommendations

1.4 The Company does not provide any guidance on trading decisions. Any perceived advice is expressly disclaimed.

2. Definitions

• Client/User: any individual using the Services
• Challenge/Evaluation Phase: simulated trading assessment
• Funded Account: account granted after evaluation and approval
• Dashboard: user portal
• Services: all products, tools, and programs
• Trading Platform: third-party software used

3. Eligibility and Compliance

3.1 You must be at least eighteen (18) years old.

3.2 Services are only available in jurisdictions where legally permitted.

3.3 The Company may refuse, restrict, or terminate Services if:

• You are subject to sanctions
• You are located in a restricted jurisdiction
• You have a financial crime-related history
• Compliance risks are identified

3.4 You are responsible for ensuring compliance with your local laws.

4. Account Registration and KYC

4.1 You must provide accurate, complete, and up-to-date information.

4.2 Misrepresentation, including identity or location, is strictly prohibited.

4.3 Use of VPNs, proxies, or similar tools to bypass restrictions is prohibited.

4.4 The Company may conduct identity verification (“KYC”) at any time.

4.5 If:

• Provided information is false, misleading, or inconsistent
• Identity cannot be verified

The Company may:

• Deny access to funded accounts
• Terminate accounts
• Cancel rewards or payouts

5. Services

5.1 The Company provides:

• Simulated trading environments
• Evaluation challenges
• Analytical tools
• Potential access to funded accounts

5.2 Trading during evaluation is simulated using fictitious funds.

5.3 No profits or losses in evaluation represent real financial gain or loss.

6. Fees

6.1 Participation requires payment of a Challenge Fee.

6.2 Fees vary depending on account type and conditions.

6.3 Fees are non-refundable except as expressly stated.

6.4 The Company may modify fees or program rules at any time.

7. Payment Terms

7.1 Payments are processed via third-party providers.

7.2 Currency conversions are subject to provider rates.

7.3 Clients are responsible for any transaction or exchange fees.

8. Refund Policy

8.1 Refunds may only be granted if:

• Requested within fourteen (14) days of purchase
• No trading activity has occurred
• No violation of Terms or Trading Rules exists

8.2 Refunds will NOT be granted if:

• Any trade has been executed
• The account is terminated due to breach
• The Client engages in prohibited behavior
• A chargeback or dispute is initiated

8.3 The Company reserves the right to refuse future services in case of abusive refund or chargeback behavior.

9. Dashboard and Access

9.1 Access credentials must not be shared.

9.2 The Client is responsible for all activity on their account.

9.3 The Company is not liable for:

• System outages
• Platform interruptions
• Data loss

10. Monitoring and Data Usage

10.1 The Company may monitor all trading activity.

10.2 Trading data may be:

• Analyzed
• Shared internally
• Used for compliance or business purposes

10.3 Clients are not entitled to compensation for such use.

11. Trading Rules and Prohibited Practices

11.1 General Conduct

Clients must trade independently, responsibly, and in line with fair market conduct.

11.2 Prohibited Activities

Strictly prohibited:

• Arbitrage, including latency, hedge, reverse, rollover, and gap arbitrage
• Exploiting price errors or system inefficiencies
• High-frequency trading or tick scalping
• Coordinated trading or shared trading environments
• Copy trading, mirror trading, or signal sharing
• Shared IPs, VPS, or devices enabling linked trading
• Excessive risk-taking, gambling behavior, or overleveraging
• Artificial trade placement to meet requirements
• Unrealistic trading volume or abnormal patterns
• Use of automated tools designed to exploit execution

11.3 Discretionary Authority

IC Funded retains full and sole discretion to determine whether any strategy, behavior, or activity constitutes a prohibited practice, even if not explicitly listed in these Terms or on the Website.

This includes:

• Exploiting evaluation structure
• Unrealistic or unsustainable strategies
• Behavior inconsistent with real trading
• Actions posing risk to the Company

The Company’s determination is final and binding.

11.4 Consequences

The Company may:

• Fail the evaluation
• Remove profits
• Deny payouts
• Suspend or terminate accounts
• Restrict future access

No refunds will be provided.

12. Inconsistent Trading

12.1 Clients must maintain consistency in:

• Lot sizes
• Strategy
• Trading frequency
• Risk exposure

12.2 Significant or unjustified deviations are prohibited.

12.3 Example violation: large trades followed by minimal trades solely to satisfy trading-day requirements.

12.4 The Company may disqualify or terminate accounts.

13. Expected Trading Behaviour

Clients are expected to:

• Diversify trading
• Avoid excessive concentration
• Base decisions on analysis
• Adjust strategies to market conditions
• Avoid impulsive or excessive trading

The Company discourages:

• Gambling behavior
• Chasing rapid profits
• Reckless risk-taking

14. Inactivity

14.1 Accounts inactive for thirty (30) days may be suspended or terminated.

14.2 Inactive accounts are not eligible for refunds, except at Company discretion.

15. Evaluation Phase

15.1 All requirements must be met to pass.

15.2 Passing does not guarantee a funded account.

15.3 The Company may deny progression based on:

• Risk
• Compliance
• Trading behavior

16. Funded Accounts

16.1 Funded accounts are subject to separate agreements.

16.2 The Company may revoke access at its discretion.

17. Account Limits and Multiple Accounts

17.1 The Company may impose limits on total account allocation per Client.

17.2 The Company may:

• Monitor multiple accounts
• Restrict or merge accounts
• Enforce allocation limits

17.3 Attempts to bypass limits may result in termination.

18. Suspension and Termination

18.1 The Company may suspend or terminate Services if:

• Terms are breached
• Fraudulent or abusive activity is detected
• Compliance concerns arise

18.2 The Company may restrict future purchases or access.

18.3 Circumvention attempts will result in immediate termination.

19. Behaviour Policy

19.1 Users must act respectfully in all communications.

19.2 The following are prohibited:

• Abusive language
• Threats or harassment
• Excessive or unreasonable demands
• Repeated complaints after resolution

19.3 The Company may restrict or terminate Services without refund if behavior is deemed inappropriate.

20. Disclaimer

Services are provided “as is”.

The Company disclaims all warranties.

21. Limitation of Liability

Liability is limited to fees paid.

The Company is not liable for:

• Indirect damages
• Lost profits
• System failures

22. Changes to Terms

The Company may update these Terms at any time.

Continued use constitutes acceptance.

23. Governing Law

These Terms are governed by the laws of Saint Lucia.

24. Final Provisions

• Entire agreement clause applies
• Invalid provisions do not affect others
• Rights cannot be transferred